Tax & Pay

Paycheck Calculator

Convert an annual salary into estimated gross and net pay for each paycheck. Account for payroll frequency, federal withholding, state and local withholding, and fixed deductions to compare per-paycheck deductions with annual take-home pay.

Estimated result

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Estimates are for planning only. Confirm the rates, taxes, fees, and contribution rules that apply to you.

Input parameters

Annual Salary: Gross pay earned during one year.
Paychecks per year: The number of payroll periods in one year.
Federal withholding: Federal tax withheld from each gross paycheck.
State/local withholding: Combined state and local withholding percentage.
Other deductions per paycheck: Fixed benefits or other deductions taken each pay period.

Understanding the results

Net paycheck: Estimated take-home pay for one payroll period.
Gross paycheck: Annual salary divided by pay periods.
Annual take-home: Net paycheck multiplied by pay periods.

Calculation principle

Gross pay per period is reduced by percentage-based withholding and fixed deductions.

Read and validate the entered values.
Convert percentages and time periods into compatible units.
Apply the formulas below and present the calculated results.

Formulas

Gross paycheck G = Annual salary / Paychecks per year

Net paycheck Net = G × (1 − (Federal + State) / 100) − Other deductions

Symbols refer to the corresponding input and result labels shown above.

How to use this calculator

Enter your figures, choose any available options, and select Calculate. You can change the inputs as often as you like to compare scenarios.

Planning note

Results are estimates for education and planning. Taxes, lender rules, fees, and investment returns can vary, so verify important decisions with a qualified professional.